I, am honoured to address you as the Chairman of Almora Urban Co-Operative Bank Ltd. As we continue to navigate the ever-evolving landscape of banking and finance, I am delighted to share with you our progress, achievements, and future plans.

I am privileged and honoured to be a part of Almora Urban Cooperative Bank Ltd, an institution that has been serving our customers and members for over three decades. Our commitment to excellence in service, transparency and innovation has earned us the trust of our customers.