| S.No | Type of credit facility | Rate of Interest |
|
1
| For Purchase of Two Wheeler, Term- Max. 60 Months | 12.00% |
|
2
| Personal Loan, Max. Term- 60 Months, Rs. 5.00 Lakh, If Loan is Fully Secured | 13.00% |
|
3
| Personal Loan, Max. Term- 60 Months, Rs. 5.00 Lakh, If CIR Score <725 | 15.00% |
|
4
| Personal Loan, Max. Term- 60 Months, Rs. 5.00 Lakh, If CIR Score >=725 | 14.50% |
|
5
| Pension Loan For Personal Consumption, Max. Term- 60 Months, Rs. 5.00 Lakh | 12.50% |
|
6
| Pension Loan For Special Objective, Max. Term- 60 Months, Rs. 5.00 Lakh | 12.00% |
|
7
| Sweet Home (Seperated From Home Loan ), Term- Max. 84 Months, Max. Rs 10 lakh, For Purchase of Facilities Like TV, Sofa etc. | 10.60% |
|
8
| Short Term Loans For Liquor Business etc, Term- Upto 06 Months | 15.50% |
|
9
| Purchase of Plant And Machinary, Furniture etc. for Others, Term- 120 Months | MSME- 10.20%, Others- 10.45% |
|
10
| Purchase of Plant And Machinary, Furniture etc. for Stone Crusher, Term- 120 Months | MSME- 9.00%, Others- 9.25% |
|
11
| Purchase of Plant And Machinary, Furniture etc. for Doctor, Term- 120 Months | MSME- 8.60%, Others- 8.85% |
|
12
| Purchase of Plant And Machinary, Furniture etc. for Rice Mill, Term- 120 Months | MSME- 8.70%, Others- 8.95% |
|
13
| For Business- By Mortgaging Tradable Stock, Term- 36 Months (No Limit Operational At Any Bank) | MSME- 11.45%, Others- 11.70% |
|
14
| House Repair (Where Property Mortgage is Not Possible) - Max. Limit 90% of Estimate | 13.75% |
|
15
| For Business- By Mortgaging Tradable Stock, Term- 12 Months (Limit Already Operational At Our Bank) | MSME- 11.45%, Others- 11.70% |